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Banking Industry Solutions

Benefits of Credit Origination System

Kumaran’s comprehensive Credit Origination and adjudication system performs these functions in alignment with the bank’s credit risk policy. Our powerful Credit Origination and adjudication system performs these functions with satisfactory transparency:

Business Benefits

  • Credit risk origination
  • Analysis
  • Risk assessment
  • Risk measurement
  • Risk rating (PD and LGD)
  • Pricing
  • Adjudication
  • Non-performing assets management
  • Credit risk review
  • Credit administration
  • Credit monitoring

Kumaran’s Credit Origination System consists of the following functionalities.

  • Credit Risk Data Capture System
  • Credit Risk Data Analyzer
  • SME Credit Risk Rating Solution
  • Corporate Credit Risk Rating Solution
  • Credit Scoring (Obligor Default Rating) Solution
  • Credit Counselor

Kumaran’s Credit Origination System can be delivered as complete software or module-wise separately as per the client need.