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Banking Industry Solutions

What We Offer

The process of measuring and managing credit risk is a complicated task. This is because there are many uncertain elements involved in determining both the likelihood of a default happening and the expense of the default.

Credit Risk Data Analyzer systems allow the analyses of thousands of borrowers within a consistent framework. These systems permit comparisons across the entire loan portfolio. Credit risk implies default of the borrower or deterioration of borrowers’ credit quality. A bank should be able to assess the default in each exposure for all types of transactions. This is just where Kumaran steps in to assist you with our Credit Risk Management services.

Credit risk data analyzer does the complete analysis and assessment of the credit. It looks into all aspects like financial, management, personal, industry and financial statement quality and arrives at a rating for each borrower. LGD is computed based on the Facility and collateral selected.