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Banking Industry Solutions

What We Offer

Banking Solutions We Offer

The application system developed by Kumaran Systems for non-performing loans addresses all these challenges and lays out all possible cash flows of a loan until the optimal type of resolution is identified and can then be executed. This is achieved by calculating a discounted cash flow on all expected net cash flow from the loan through workout to performing status, or from underlying collateral if the loan is liquidated.

This is a professional solution that delivers a precise valuation of impaired loans portfolios and precise estimation of loan loss for the Bank. This solution captures write offs, recoveries, allowances and Time Value of Money Provisions. This solution captures all loan loss information – either directly or through source systems – and report on loan loss information –either through reports generated by providing information to other reporting and analysis systems.