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Banking Industry Solutions

Banking IT Challenges

Business Challenges

Today, Banks want to enhance the existing SME credit processing systems with additional features such as,

  • Comply with Basel II business requirements
  • Include business functions of collateral management
  • Incorporate the loan loss information of special loans (non-performing loans)
  • Creation of risk rating engine
  • Provide data feeds for management reporting
  • Interface with wholesale credit data warehouse

From a technological stand point, the existing systems are not scalable, have maintenance issues and not confirming to Basel II standards.