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Banking Industry Solutions

SME Credit Risk Rating Solution

Banks and financial institutions are migrating from an individual’s opinion based credit review process toward a systematic and scientific credit process with an emphasis on objective inputs. The main reason for this shift is the need for faster, more accurate, uniform and timely credit decisions with lower origination cost. Underwriters must balance the need for thorough and consistent risk assessment with high-quality credit decisions. This can only be possible when highly productive and easy to use tools are provided to them to help them in their decision-making.

SME Credit Risk Rating Solution