Kumaran Systems Logo
Banking Industry Solutions

What We Offer

Kumaran Systems Inc. has developed credit data management systems for SME customers (small and medium enterprises). The functional capability of the software supports credit origination, adjudication, and operations across the SME loans apart from calculating PD and LGD.

SME risk rating provides end to end automation of credit risk environment for SME borrowers i.e. credit risk origination, analysis, assessment, risk measurement, risk rating, pricing, adjudication and Non-Performing Assets management together with credit risk review, administration and monitoring, all this in accordance with bank’s credit risk policy. Thus SME risk rating becomes a unique application tool that provides complete and most flexible credit risk management solution.

This SME risk rating methodology can be implemented in most banks to allow their risk managers to objectively as well as subjectively assess an obligor’s strengths and weaknesses.