Kumaran Insurance Services (KInS)

To Envision And Grow As A Digital Insurer Of The Future, Insurers Need A Reliable, Trusted Partner In Their Transformation Journey

KInS enables Insurers to accelerate their digital transformation journey.

10+
Years of average length of engagement
100%
Agile Teams
10+
Insurance carriers served globally
300+
Unique Loss Run Templates processed from KCDP
Insurance services
Introduction / Overview

Deep Insurance Domain Expertise Meets Modern Technology

Kumaran Insurance Services emphasizes deep insurance domain expertise combined with modern technology capabilities, enabling insurers to adapt to changing customer expectations, optimize costs, and accelerate business growth in a competitive market.

Services

End-To-End IT Services Built For Insurance

MVP-as-a-Service

  • Formulate ideas into MVPs leveraging new age technologies for launching new products/services or increasing operational efficiencies
  • Design, build and deliver market-ready MVPs that go beyond prototyping for executive buy-in
  • Exclusive 4Sprint MVP strategy balancing agility, time and budgets

Enterprise Applications Management

  • Technology Architecture and Consulting
  • Application Development and Managed Services
  • UI/UX Development
  • Native to Hybrid Mobile App Development
  • Custom API Development, Integration & Maintenance Services
  • Agile, DevOps & Automation

Cloud and Infrastructure Management

  • Cloud Consulting and Advisory
  • Cloud Native Application Development
  • Cloud Manage and Optimize
  • App Engineering, DBA and Product Upgrades

Specialized QA Services for Insurance

  • Advanced Data & ETL Testing, end-to-end validation across ETL pipelines, data integrity, completeness and transformation
  • Reports & Analytics Validation, system-generated reports (GMC, DocOrigin), BI testing (Tableau, SSRS, QlikView, Power BI, WebFOCUS)
  • Non-Application & Backend Testing, file validation (XML, DAT, PDF), database, API and email validation, cross-browser testing
  • Upgrade & Migration Assurance, application, server, database, cloud and infrastructure migration testing
  • CI/CD Integration, automated test execution, auto-trigger on code commits, intelligent re-run of failed test cases
  • User Acceptance Testing (UAT), business scenario validation, requirement & process verification, user workflow testing

Enterprise Data Services

  • ETL & Data Engineering Modernization, legacy ETL migration, cloud data engineering, modern cloud data warehousing
  • Core Insurance Data Ingestion & XML Shredding, high-throughput XML shredding, OLAP relational loading, hybrid processing architectures
  • Automated Regulatory & State Reporting, regulatory standard compliance, multi-state EDI frameworks, automated format delivery
  • Enterprise Data Security & Masking, lower-environment masking, advanced masking tooling
  • Data Lifecycle Management & Storage Optimization, automated data archiving, footprint optimization
  • Database DevOps & Automated Deployment, XML-driven schema deployment, operational efficiency
Solutions

Purpose-Built Insurance Solutions

Kumaran Cognitive Document Processing (KCDP)

Optimize operational efficiency by harnessing AI and ML to automate complex document processing of structured and unstructured data using robust cloud-native tools. Uses NLP, Machine Learning, smart OCR and extraction capabilities.

  • Processing Complex Loss Run Documents - P&C LOBs | 306+ Carriers | 300+ Unique Templates | 22K Documents & 166K Pages Processed
  • Precise information extraction to support Underwriting, Claims Processing, Billing and Finance functions
  • Supports Accord Forms, MG, RFA, IMR, WCC and more

GenQAi - GenAI for QA

An AI-powered platform that transforms requirement walkthrough sessions into a comprehensive set of production-ready QA artifacts. What used to take weeks of manual effort can now be accomplished in minutes.

  • Generate: Manual Test Cases | End-to-End Test Scenarios | Test Data | UAT Test Cases | User Manual

Summareaze - Voice to Text

A GenAI application that extracts precise, verifiable information from audio files such as phone call recordings, and delivers results in a structured, readable format.

  • Generate: Summary | Key Notes | Transcribe | Translate | Transliteration
Why Kumaran

Why Kumaran For Insurance ?

Kumaran has made commendable contributions to the insurance industry through our offerings over the years. Through continuous innovation and incorporation of emerging technologies, Kumaran's network of KInS empowers businesses to be agile, scalable and swift in their operations.

P&C and Life Insurers

We provide IT services to assist Insurers across P&C personal and commercial, Life and Reinsurance verticals, helping build and maintain their own technology platforms or develop custom solutions.

Techno Functional TeamsInnovation LabFlexible Engagement

Insurance Brokers and Agencies

We help you implement technology that empowers you to serve new-age digital customers and deliver superior customer service, from strategy to customer acquisition, engagement and insurer system integration.

IT AdvisoryTailored SolutionsPricing Model that suits

InsureTechs

Leverage our knowledge and experience in the insurance industry to build a fit-for-purpose team around your solution.

Deep Domain ExpertiseTechnological CompetenceAgile Delivery
Our Products

Tools we built
Advantage You Keep

dqv.kumaran.app
Live
DQVData Quality

Data Quality Validator

Accelerates data transfer and comparison across diverse sources, integrity guaranteed at every stage.

Explore DQV
etrk.kumaran.app
Live
eTRKProductivity

Employee Productivity Tracker

Real-time visibility into team performance with full transparency across every level of the org.

Explore eTRK
ktac.kumaran.app
Live
KTACAutomation

Kumaran Test Automation Center

Reusable frameworks that slash test creation time, built for teams that ship fast and can't afford gaps.

Explore KTAC
idp.kumaran.app
Live
idp-poster
IDPAI · Document Intelligence

Intelligent Document Parser (IDP)

Computer-vision pipeline that extracts complex tables, text and layouts straight into clean JSON.

Explore IDP
dqv.kumaran.app
Live
DQVData Quality

Data Quality Validator

Accelerates data transfer and comparison across diverse sources, integrity guaranteed at every stage.

Explore DQV
etrk.kumaran.app
Live
eTRKProductivity

Employee Productivity Tracker

Real-time visibility into team performance with full transparency across every level of the org.

Explore eTRK
ktac.kumaran.app
Live
KTACAutomation

Kumaran Test Automation Center

Reusable frameworks that slash test creation time, built for teams that ship fast and can't afford gaps.

Explore KTAC
idp.kumaran.app
Live
idp-poster
IDPAI · Document Intelligence

Intelligent Document Parser (IDP)

Computer-vision pipeline that extracts complex tables, text and layouts straight into clean JSON.

Explore IDP
dqv.kumaran.app
Live
DQVData Quality

Data Quality Validator

Accelerates data transfer and comparison across diverse sources, integrity guaranteed at every stage.

Explore DQV
etrk.kumaran.app
Live
eTRKProductivity

Employee Productivity Tracker

Real-time visibility into team performance with full transparency across every level of the org.

Explore eTRK
ktac.kumaran.app
Live
KTACAutomation

Kumaran Test Automation Center

Reusable frameworks that slash test creation time, built for teams that ship fast and can't afford gaps.

Explore KTAC
idp.kumaran.app
Live
idp-poster
IDPAI · Document Intelligence

Intelligent Document Parser (IDP)

Computer-vision pipeline that extracts complex tables, text and layouts straight into clean JSON.

Explore IDP
Alliance Partnerships

Partnerships that Create Lasting Value

Microsoft Logo
Blazemeter Logo
Conformiq Logo
Metricstream Logo
Perfect
Mongodb logo
Microsoft Logo
Blazemeter Logo
Conformiq Logo
Metricstream Logo
Perfect
Mongodb logo
Case Studies

See Our Insurance Work In Action

Real outcomes delivered for insurers, brokers and InsureTechs.

Informix to Oracle Migration for a Leading US Bank
Financial Services

Informix to Oracle Migration for a Leading US Bank

Legacy application performance transformed through a seamless Informix-to-Oracle migration — leveraging Kumaran's deep database modernization expertise.

Read full case study
US Automobile Giant Improves Mainframe Batch SLA from 32% to 99%
32% → 99% Batch SLA Achievement

US Automobile Giant Improves Mainframe Batch SLA from 32% to 99%

A US automobile giant with 12 manufacturing plants improved mainframe batch SLA from 32% to 99% using Kumaran's proprietary NxTran tool - delivering an estimated $13.13 million in 5-year savings by migrating COBOL/JCL to Java Spring Batch and z/OS DB2 to LUW DB2.

32% → 99%Batch SLA Achievement
Read full case study
Automobile Manufacturer Migrates Warranty System from PowerBuilder to .NET in 13 Months
13 Months Discovery to Full Deployment

Automobile Manufacturer Migrates Warranty System from PowerBuilder to .NET in 13 Months

A US automobile manufacturer modernised its PowerBuilder V8-based Warranty Management System to a modern .NET web application using agile methodology - completing discovery to deployment in just 13 months and eliminating all legacy technology risk.

13 MonthsDiscovery to Full Deployment
Read full case study
B2B Data Exchange Solution - 900 Dealers Synchronised via MS SQL Server
Real-Time Synchronisation Across All Dealer Data

B2B Data Exchange Solution - 900 Dealers Synchronised via MS SQL Server

Kumaran was engaged by Microsoft India to deliver a B2B data exchange solution for a major enterprise with 900 wholesale dealers - replacing manual Excel-based data transfer with a centralised SQL Server platform supporting both internet-connected and offline XML-based exchange.

Real-TimeSynchronisation Across All Dealer Data
Read full case study
Canadian Furniture Retailer Migrates Mainframe to Web-First Technologies
15 Years Strategic IT Partnership

Canadian Furniture Retailer Migrates Mainframe to Web-First Technologies

One of Canada's largest furniture retailers modernised its mainframe EDI application to HTML5, Angular, and J2EE using Kumaran's NxTran tool - completing the migration on time and within budget, and cementing a 15-year strategic IT partnership.

15 YearsStrategic IT Partnership
Read full case study
Insights

Latest Blogs & Resources

Mainframe Modernization: Avoiding Downtime and Disruption
Blog
Mar 2025

Mainframe Modernization: Avoiding Downtime and Disruption

Learn how to modernize legacy mainframe systems without downtime using automation, phased rollouts, and hybrid cloud strategies.

Read article
Can the Cloud Replace Mainframes?
Blog
Feb 2025

Can the Cloud Replace Mainframes?

Cloud can’t replace everything. Learn when to keep your mainframe, when to switch, and how to build a smart hybrid system.

Read article
Artificial Intelligence (AI) In Insurance
Blog
Sep 2024

Artificial Intelligence (AI) In Insurance

Explore how AI is revolutionizing insurance with faster claims, better risk assessment, and improved customer experience. Learn more today!

Read article
Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry
Blog
Nov 2023

Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry

Discover how Cognitive Document Processing (CDP) revolutionizes Loss Run report handling in P&C insurance with automation, AI-driven accuracy, and cost savings.

Read article
Modernizing Apps: The Agile Way
Blog
Nov 2023

Modernizing Apps: The Agile Way

App Modernizations are already transforming applications worldwide. Here is how to do it through Agile for a quick quantum leap toward the future.

Read article
Mainframe Modernization: Avoiding Downtime and Disruption
Blog
Mar 2025

Mainframe Modernization: Avoiding Downtime and Disruption

Learn how to modernize legacy mainframe systems without downtime using automation, phased rollouts, and hybrid cloud strategies.

Read article
Can the Cloud Replace Mainframes?
Blog
Feb 2025

Can the Cloud Replace Mainframes?

Cloud can’t replace everything. Learn when to keep your mainframe, when to switch, and how to build a smart hybrid system.

Read article
Artificial Intelligence (AI) In Insurance
Blog
Sep 2024

Artificial Intelligence (AI) In Insurance

Explore how AI is revolutionizing insurance with faster claims, better risk assessment, and improved customer experience. Learn more today!

Read article
Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry
Blog
Nov 2023

Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry

Discover how Cognitive Document Processing (CDP) revolutionizes Loss Run report handling in P&C insurance with automation, AI-driven accuracy, and cost savings.

Read article
Modernizing Apps: The Agile Way
Blog
Nov 2023

Modernizing Apps: The Agile Way

App Modernizations are already transforming applications worldwide. Here is how to do it through Agile for a quick quantum leap toward the future.

Read article
Mainframe Modernization: Avoiding Downtime and Disruption
Blog
Mar 2025

Mainframe Modernization: Avoiding Downtime and Disruption

Learn how to modernize legacy mainframe systems without downtime using automation, phased rollouts, and hybrid cloud strategies.

Read article
Can the Cloud Replace Mainframes?
Blog
Feb 2025

Can the Cloud Replace Mainframes?

Cloud can’t replace everything. Learn when to keep your mainframe, when to switch, and how to build a smart hybrid system.

Read article
Artificial Intelligence (AI) In Insurance
Blog
Sep 2024

Artificial Intelligence (AI) In Insurance

Explore how AI is revolutionizing insurance with faster claims, better risk assessment, and improved customer experience. Learn more today!

Read article
Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry
Blog
Nov 2023

Revolutionizing Loss Run Reports: The Impact of Cognitive Document Processing in P&C Insurance industry

Discover how Cognitive Document Processing (CDP) revolutionizes Loss Run report handling in P&C insurance with automation, AI-driven accuracy, and cost savings.

Read article
Modernizing Apps: The Agile Way
Blog
Nov 2023

Modernizing Apps: The Agile Way

App Modernizations are already transforming applications worldwide. Here is how to do it through Agile for a quick quantum leap toward the future.

Read article

Ready To Transform Your Insurance Operations ?

From legacy modernization to AI-powered automation, KInS partners with insurers, brokers and InsureTechs to build the technology of tomorrow. Let's start the conversation.