Reforming your collateral
Management infrastructure with a
redefining solution
An ‘out of the box’ collateral management system
End to end management
and tracking of pledged collaterals
Kumaran’s Collateral Management System is a web-based system allowing commercial banks and other lending institutions to keep track of the collaterals pledged with them. Collateral Management System enables banks to record and retrieve a wide range of collateral details.
Our immense expertise and extensive domain experience in this arena has enabled us to forge a smarter and agile Collateral Management System. Kumaran’s Collateral Management System is well equipped to manage the collateral records and avert all the complexities advertently.
Some of the
features of Collateral
Management System
are as follows
Wide range
of collaterals
accepted
of collaterals
accepted
Create a complete
collateral profile with all
associated fields
collateral profile with all
associated fields
Effective categorization of
collaterals into pre-set
types and sub types
collaterals into pre-set
types and sub types
Binding legal agree
-ments, agreements,
covenants etc.
-ments, agreements,
covenants etc.
Assign exclusive
access rights to
user groups
access rights to
user groups
Benefits Of
Collateral Management
Banks can leverage the capabilities of Kumaran’s Collateral Management System to harness the benefits
- Efficient collateral management leads to lower expected losses
- Allows both economic and regulatory capital provisions to be reduced.
- Operational / legal risks are greatly reduced.
- It provides 360 degree view of the customer’s exposures, collaterals and associated details
- While creating a new collateral in the system, it is possible to verify whether same collateral is already created in the system to avoid duplication.
- CMS can be integrated with other systems in the Bank.
Collateral Management System
Input Data Feed
- Credit Policy
- Customer
Information file - Credit
Processing System
(Retail, Corporate & Wholesale) - Core Banking
System - Market Data
Collateral Management (Booking and Discharge)
- Collateral
Summary - Collateral
Description - Collateral
Valuation - Reports
Legal Agreements Management
- Legal Agreements
Summary - Legal Agreements
description - Document
Management - Generate
Document
Output Data Feeds
- Credit
Processing
System - Risk
Management
System - Treasury
System - Accounting
and
Finance - Audit
- Core
Banking - Data
Warehouse
Extensive set of features of our Collateral Management System
Record and
retrieve collateral
details
retrieve collateral
details
Create a complete collateral profile with all associated
fields such as Collateral provider, collateral
valuation, details of charges and collateral insurance
fields such as Collateral provider, collateral
valuation, details of charges and collateral insurance
Effective
categorization of
collaterals
categorization of
collaterals
Binding legal
elements of
collaterals
elements of
collaterals
Selective access
rights to involved
parties
rights to involved
parties
Legal opinion
recording from
lawyers
recording from
lawyers